Ozapay

Ozapay (OZA) is a payment-focused digital asset built on the Solana ecosystem, designed to let individuals send, receive, and exchange both fiat currencies and cryptocurrencies through a single mobile application without requiring a traditional payment terminal. The project targets everyday consumers and merchants who want an alternative to conventional banking, supporting euros, dollars, and pounds sterling alongside crypto, via NFC and QR-code interactions. It also offers virtual and physical Mastercard cards, positioning itself as a self-custody bridge between the regulated financial world and the crypto economy.

OZA operates on the Solana blockchain, though the stored data does not include a specific consensus algorithm or block-time figure for the token itself, reflecting its role as an application-layer asset rather than a base-layer chain. Within the Ozapay application, the OZA token functions as a reward instrument: merchants fund a cashback system that returns OZA to customers on qualifying purchases, and OZA can also be used as a transactional asset within the ecosystem. The project states compliance with KYC, KYB, and AML standards, meaning user identity verification is part of the onboarding process.

The stored data does not include an explicit protocol fee stream, so fee-based measures such as revenue or fee yield are not available for this asset on this site. The economic model described by the project centres on merchant-funded cashback in OZA tokens and a partner-discount network rather than on transaction fees collected and retained by the protocol itself. At the point-in-time snapshot, circulating supply stands at 909,588,286.52 OZA against a maximum supply of 996,889,071.62, meaning approximately 91.24% of the total supply has already been issued, leaving a dilution overhang of roughly 9.60% in tokens not yet in circulation. The fully diluted valuation is approximately 1.096 times the current market capitalisation, reflecting that relatively little additional supply remains to enter the market.