Universal USD

Universal USD (USDU) is a US dollar-pegged stablecoin issued by Universal Digital Intl Limited, a financial entity regulated within Abu Dhabi Global Market and registered with the Central Bank of the UAE. Each token is intended to represent one US dollar and is designed to serve institutional participants who need a regulated, USD-denominated settlement instrument for digital asset transactions and virtual asset derivatives. It addresses the problem of conducting compliant, dollar-settled transactions within regulated financial frameworks, particularly in the UAE.

USDU is an Ethereum-based token backed 1:1 by liquid US dollar reserves held in safeguarded accounts at regulated commercial banks, including Emirates NBD and Mashreq. When a user holds one USDU token, a corresponding dollar of reserves is meant to sit in custody, and the token can be transferred on Ethereum as a settlement medium. No consensus algorithm is recorded for the token itself, as settlement relies on the Ethereum network rather than a protocol native to USDU.

No fee stream is recorded in the data provided for USDU, which means fee-based measures such as protocol revenue or fee yield that this site might display for other assets are not applicable here. The token's issuer may generate income through reserve management or custody arrangements, but no such figures are held in this dataset. The circulating supply stands at 30,771,352.93 tokens on a point-in-time basis, with a 30-day supply change of 0.353603 percent, and the fully diluted valuation-to-market-cap ratio is 1.0, reflecting that there is no unreleased supply creating potential dilution.