Universal USD

Universal USD (USDU) is a US dollar-pegged stablecoin issued by Universal Digital Intl Limited, a financial entity regulated within Abu Dhabi Global Market and registered with the Central Bank of the UAE as a Foreign Payment Token Issuer. It is designed to give institutional participants a compliant, USD-denominated settlement instrument for digital asset transactions and virtual asset derivatives. The token targets regulated financial markets rather than retail users, positioning itself as onshore stablecoin infrastructure for treasury movement and tokenized financial activity within UAE regulatory frameworks.

Each USDU token is backed one-to-one by liquid US dollar reserves held in safeguarded accounts at regulated commercial banks, Emirates NBD and Mashreq, so that one token in circulation corresponds to one dollar held in custody. The token lives on the Ethereum blockchain, meaning settlement and transfer use Ethereum's infrastructure. No consensus algorithm is recorded for the token itself, as USDU is an asset issued on top of an existing network rather than a chain with its own block production.

The data stored for USDU does not include a fee stream, revenue figures, or protocol earnings, so fee-based measures that this site calculates for other assets are not applicable here. The circulating stablecoin supply stands at 30,782,453.53 USDU on a point-in-time basis, and the 30-day supply change is recorded at 0.353603 over the last 30 days. The fully diluted valuation equals the market cap exactly, a ratio of 1.0, and 100 percent of supply is already issued with zero dilution overhang, which reflects the nature of a reserve-backed token that expands only when new dollars are deposited.