Universal USD

Universal USD (USDU) is a US dollar stablecoin issued by Universal Digital Intl Limited, a financial entity regulated within the Abu Dhabi Global Market and registered with the Central Bank of the UAE as a Foreign Payment Token Issuer. Each token is designed to represent exactly one US dollar and is intended to serve as a compliant, institutional-grade settlement instrument for digital asset trading and virtual asset derivatives. It is aimed primarily at institutions operating within regulated financial frameworks rather than at retail consumers.

USDU operates on the Ethereum network and is pegged 1:1 to the US dollar, with each token backed by liquid US dollar reserves held in safeguarded accounts at regulated commercial banks including Emirates NBD and Mashreq. When a holder redeems USDU, the corresponding reserve dollars are released, and when new USDU is issued, matching reserves are deposited, keeping the circulating supply and backing in lockstep. No consensus algorithm or block-time data is stored for this asset, so further mechanical detail about its on-chain settlement layer is not available here.

The data stored for USDU includes no fee stream, revenue figures, or protocol earnings, which means fee-based measures commonly found on this site are not applicable to this asset as currently recorded. The circulating supply stood at 30,651,543.81 USDU on a point-in-time basis, and the fully diluted value equals the market cap exactly, reflecting an fdv-to-mcap ratio of 1.0 with no unlocked supply overhang. Supply grew by approximately 19.49 percent over the prior 30 days, indicating the pace at which new tokens were minted against deposited reserves during that period. The 24-hour turnover ratio was 0.00004, meaning a very small fraction of the circulating supply changed hands in that single day.