Huma Finance

Huma Finance describes itself as a PayFi network, a category it defines as the financing of global payments using on-chain liquidity and stablecoins. It targets payment institutions — such as those handling cross-border transfers, credit card settlement, and trade finance — that need to move money around the clock rather than waiting on traditional banking rails. The HUMA token is the native asset of this network, which operates across both the BNB Chain and Solana ecosystems.

Huma Finance allows payment institutions to access liquidity instantly by drawing on stablecoin pools held on-chain, enabling settlement at any hour without relying on correspondent banking schedules. The protocol is a DeFi application rather than its own blockchain, so it does not have its own consensus algorithm or block time — it inherits those properties from the host chains it is deployed on. The specific on-chain role of the HUMA token within the protocol's liquidity or governance mechanics is not detailed in the data stored here.

The data stored for Huma Finance does not include a fee stream, revenue figures, or information about who pays fees, who receives them, or what the protocol retains. Because no fee data is present, this site cannot populate fee-based measures such as price-to-fees or revenue yield for this asset. What the data does show is that, at the current point-in-time snapshot, only 17.33 percent of the maximum supply of 10,000,000,000 HUMA tokens is in circulation, leaving a dilution overhang of roughly 476.92 percent relative to the circulating supply, meaning the tokens not yet in circulation represent nearly five times the current float.