Huma Finance

Huma Finance describes itself as a PayFi network, a category it defines as the financing of global payment flows using on-chain liquidity and stablecoins. The protocol targets payment institutions — such as those running cross-border transfers, credit-card networks, or trade-finance operations — that need to settle transactions around the clock without waiting for traditional banking rails. Its stated aim is to give those institutions instant access to liquidity at any time, anywhere, using stablecoins as the settlement medium.

Huma Finance operates as a decentralized finance application within the BNB Chain ecosystem, enabling payment institutions to draw on on-chain liquidity pools to fund settlements that would otherwise be delayed by conventional correspondent-banking processes. The HUMA token is the native asset of this network; the stored data does not detail specific governance, staking, or fee-distribution mechanics tied to the token, so the precise role it plays inside the protocol beyond representing a claim on the network is not captured here. No consensus algorithm is recorded, consistent with its classification as an application layer rather than a base-layer blockchain.

The data stored for Huma Finance does not include a fee stream, revenue figures, or protocol earnings, so this site carries no fee-based measures such as price-to-fees or revenue yield for this asset. What is recorded is a 24-hour turnover ratio of 32.48 percent, meaning trading volume over that period equalled roughly one-third of the entire circulating market capitalisation, which reflects trading activity rather than protocol revenue. The circulating supply stands at 1,733,333,333 HUMA against a maximum supply of 10,000,000,000, placing circulating supply at 17.33 percent of the maximum at this point in time and leaving a dilution overhang of approximately 476.92 percent — meaning tokens not yet in circulation outnumber those that are by nearly five to one.